Education & Tools
The Benefits of Owning a Mutual Fund
A mutual fund pools the money of many investors and invests it according to specific guidelines outlined in the fund’s prospectus. In doing so, mutual funds give individual investors some of the same advantages enjoyed by large, institutional investors, including broad diversification and professional management.
By paying particular attention to companies’ environmental, social and governance (ESG) performance, Pax World hopes to further benefit investors by investing in better managed, more forward thinking companies. We also seek to amplify the influence our shareholders can bring to bear on those companies by actively engaging them to improve their performance.
In addition, the Pax World Funds offer:
- Low initial minimum investments ($250)
- 24-hour automated account information by telephone or online
- Exchange privileges between funds
- 100% liquidity, so shares can be redeemed at the current net asset value at the end of any trading day
- Rigorous financial research and analysis
- Equally rigorous social, environmental and governance (ESG) research and analysis
With all mutual funds, market risk varies from fund to fund. Mutual funds are neither guaranteed nor federally insured. Past performance of any mutual fund is no guarantee of future performance, and you may have a loss or a gain when you sell your shares.
How to Choose the Right Fund
Choosing the right investment can be difficult.
Every investor has different goals and deadlines, and no single formula applies. You need to find the right mix of stability, income and growth to meet your investment goals and timeline.
Risk and return are not directly linked. Still, conventional wisdom holds that higher risk carries the potential for greater reward.
Consider these four factors as you try to decide on the right balance between risk and stability for your investments:
- Your short and long-term investment objectives
- Your need for current income
- Your need for liquid assets
- Your ability to tolerate losses over the short term
While all Pax World Funds share a commitment to sustainable investing, their financial objectives range from conservative to more aggressive. You can, of course, choose to allocate your investment among more than one Fund.
Below, you can see where the Pax World Funds fall along the risk/return spectrum. If you have questions or are unable to determine which Pax World Fund is right for you, please seek professional investment advice before investing.
